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    <title>Key Factors to Consider Before Buying Car Insurance in 2025</title>
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    <description>Car ownership in India requires at minimum third-party insurance, prompting a choice between limited statutory cover and broader comprehensive cover that protects the owner&#039;s vehicle. Buyers must verify inclusions and exclusions to avoid denied claims, consider optional add-ons (zero depreciation, engine protection, return-to-invoice, roadside assistance, NCB protection), assess claim-settlement processes and cashless garage networks, and preserve coverage continuity and No Claim Bonus through timely renewals and portability.</description>
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