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    <title>Indian digital payment landscape witnesses over 65,000 crore digital transactions amounting to more than Rs. 12,000 lakh crore in last 6 Financial years.</title>
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    <description>PIDF backed deployment of digital acceptance infrastructure has produced around 4.77 crore touch points, while the RBI Digital Payments Index measures national digitisation progress and shows continued growth. Policy measures to boost merchant adoption and MSME access include incentives for low value BHIM UPI transactions, TReDS guidelines for invoice discounting, and rationalisation of Merchant Discount Rates; together these measures expand digital acceptance, create traceable payment footprints, and enable alternative data based credit assessment.</description>
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