https://www.taxtmi.com/news?id=50765 The digital credit assessment model requires public sector banks to perform in-house, fully digital MSME loan appraisals using verifiable digital data (PAN, OTPs, GST, ITR, account aggregator, bureau/CIC data and fraud APIs) and system-generated scorecards. Applicable to ETB and NTB borrowers, it preserves existing eligibility norms while standardising and expediting sanctioning through objective decision logic and Business Rule Engines, reducing paperwork, subjectivity and turnaround time. en-us Mon, 28 Jul 2025 18:46:29 +0530 Mon, 28 Jul 2025 18:46:28 +0530 TaxTMI RSS Generator https://www.taxtmi.com/news?id=50765 The digital credit assessment model requires public sector banks to perform in-house, fully digital MSME loan appraisals using verifiable digital data (PAN, OTPs, GST, ITR, account aggregator, bureau/CIC data and fraud APIs) and system-generated scorecards. Applicable to ETB and NTB borrowers, it preserves existing eligibility norms while standardising and expediting sanctioning through objective decision logic and Business Rule Engines, reducing paperwork, subjectivity and turnaround time. News - Mon, 28 Jul 2025 18:46:29 +0530 https://www.taxtmi.com/news?id=50765