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    <title>Punjab finance minister lauds NABARD&#039;s role in fostering state&#039;s agrarian economy</title>
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    <description>NABARD&#039;s concessional lending to cooperative banks and societies expands affordable credit to farmers and strengthens the cooperative banking network, supporting agri infrastructure, cooperative capacity building, livelihood interventions, climate resilient agriculture, and digital initiatives such as e KCC. About half of the state&#039;s Primary Agricultural Credit Societies are profitable while others face financial stress; there is a call for greater farmer engagement to reinforce the PACS network and continued emphasis on empowering multi purpose cooperative agricultural service societies as part of inclusive rural development.</description>
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