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    <title>Bajaj Finserv offers home loan rates as low as 7.49% after the RBI repo rate cut in June 2025</title>
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    <description>Bajaj Finserv offers home loans starting at 7.49% p.a. following an RBI repo rate cut, advertising lower EMIs, tenure flexibility up to 32 years, loan and product features including doorstep document pickup, rapid approval, balance transfer with top-up, and nil foreclosure charges for individual floating-rate borrowers. Eligibility criteria include Indian residency, specified age bands, a preferred high credit score for best pricing, income and employment verification, disclosure of existing EMIs, and standard KYC and property documentation; applications proceed via an online calculator and a multi-step submission and verification process.</description>
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