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    <title>UP govt sets July 31 deadline for kharif crop insurance; farmers must report damage within 72 hours</title>
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    <description>A regulatory directive sets a final enrollment date for kharif crop insurance, requires farmers to insure specified crops via authorised channels and to supply identity and land documents, and describes a contributory premium model with government subsidy. It provides coverage for specified natural perils and failed sowing and aims to stabilise farmer income and support loan repayment. Procedural rules require accurate declarations at registration and prompt reporting of crop damage to designated centres, the agriculture department, or a helpline to enable timely assessment and claim processing.</description>
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