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    <title>COMPENSATION FOR FLOOD AFFECTED BUILDING</title>
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    <description>Whether loss to a basement is flood or excluded as continuous seepage turned on contemporaneous survey findings, meteorological and press records, and the scope and timing of engineering reports. The insurer&#039;s belated reassessment, commissioned without new material facts, reduced the probative weight of its later report, while early survey evidence indicating inundation from heavy rainfall was treated as more persuasive on causation and coverage.</description>
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      <description>Whether loss to a basement is flood or excluded as continuous seepage turned on contemporaneous survey findings, meteorological and press records, and the scope and timing of engineering reports. The insurer&#039;s belated reassessment, commissioned without new material facts, reduced the probative weight of its later report, while early survey evidence indicating inundation from heavy rainfall was treated as more persuasive on causation and coverage.</description>
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