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    <title>SBI Q4 profit declines as margins fall; expects tariffs to impact loan growth in FY26</title>
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    <description>SBI reported lower quarterly profit chiefly due to compression in Net Interest Margin, with management warning that policy rate cuts will take 12-18 months to fully transmit to deposit costs and that tariff-driven global trade shifts will moderate loan growth. The bank targets mid-teens loan expansion, notes sectoral credit demand in infrastructure and renewables, records improved asset quality with fresh slippages in SME, agriculture and personal loans, increased provisioning for ageing advances, and approved an enabling equity issuance while maintaining capital adequacy buffers.</description>
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    <pubDate>Sat, 03 May 2025 19:31:04 +0530</pubDate>
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