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    <title>SBI Q4 profit declines 10 pc to Rs 18,643 crore</title>
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    <description>State Bank of India reported quarterly falls in standalone and consolidated net profits despite higher interest and total income; asset quality improved with lower gross and net NPAs. The board declared a fiscal-year dividend and authorised raising equity capital up to a specified ceiling through Qualified Institutional Placement or Follow-on Public Offer in one or more tranches during the next financial year.</description>
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