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    <title>Bandhan Bank to restructure loan book, cut EEB share to 35 pc</title>
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    <description>Bandhan Bank will rebalance its loan portfolio over two to three years, reducing the EEB unsecured loan share from 42 per cent to 35 per cent and increasing secured lending, while targeting 15-17 per cent credit growth and innovating product offerings. The shift is expected to lower net interest margin by about fifty basis points to roughly 6.1-6.2 per cent as high margin EEB exposure is replaced by lower margin secured assets; management expects EEB stress to ease in the near term.</description>
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    <pubDate>Wed, 30 Apr 2025 19:46:03 +0530</pubDate>
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