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    <title>SaveSage&#039;s Pan-India Survey Reveals 70% of Credit Card Users Fail to Maximise Rewards</title>
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    <description>A SaveSage pan-India survey of over 5,000 credit cardholders documents pervasive underutilisation of rewards and complimentary card benefits driven by fragmented information, lack of awareness, complex reward structures, and difficult redemption processes. The study highlights frequent reward expiries, preference for lesser-value cashback, unclaimed premium perks, and reliance on informal advice, and recommends consumer education, simplified tools, and personalised recommendations to improve reward capture and benefit utilisation.</description>
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