https://www.taxtmi.com/caselaws?id=461432 Compulsory third-party insurance under the Motor Vehicles Act generally requires the insurer to satisfy third-party claims, and the insurer's defences remain confined to the statutory grounds in Section 149. Earlier authorities on driving licence breaches are read with later authority to mean that mere absence of an endorsement, fake particulars, or imperfect licensing details does not defeat the claim unless a wilful breach by the insured is shown. A driver authorised to drive a light motor vehicle remains duly licensed for that vehicle even if it is used commercially, so long as the vehicle falls within the light motor vehicle category. Accordingly, the insurer cannot avoid liability solely for lack of a separate commercial endorsement. en-us Mon, 01 Jul 2013 00:00:00 +0530 Mon, 07 Apr 2025 13:04:24 +0530 TaxTMI RSS Generator https://www.taxtmi.com/caselaws?id=461432 Compulsory third-party insurance under the Motor Vehicles Act generally requires the insurer to satisfy third-party claims, and the insurer's defences remain confined to the statutory grounds in Section 149. Earlier authorities on driving licence breaches are read with later authority to mean that mere absence of an endorsement, fake particulars, or imperfect licensing details does not defeat the claim unless a wilful breach by the insured is shown. A driver authorised to drive a light motor vehicle remains duly licensed for that vehicle even if it is used commercially, so long as the vehicle falls within the light motor vehicle category. Accordingly, the insurer cannot avoid liability solely for lack of a separate commercial endorsement. Case-Laws Indian Laws Mon, 01 Jul 2013 00:00:00 +0530 https://www.taxtmi.com/caselaws?id=461432