https://www.taxtmi.com/news?id=38064 Digital lending platforms use AI and machine learning to assess creditworthiness in real time, incorporating alternative data such as income, spending patterns, academic history, and social signals to expand eligibility. These systems enable same-day approvals, paperless KYC with quick video verification, and rapid electronic disbursal, while offering flexible loan features-staged withdrawals, varied tenors, and early-repayment without foreclosure charges-and personalized, analytics-driven pricing that promotes broader financial inclusion. en-us Fri, 21 Mar 2025 14:16:03 +0530 Fri, 21 Mar 2025 14:16:03 +0530 TaxTMI RSS Generator https://www.taxtmi.com/news?id=38064 Digital lending platforms use AI and machine learning to assess creditworthiness in real time, incorporating alternative data such as income, spending patterns, academic history, and social signals to expand eligibility. These systems enable same-day approvals, paperless KYC with quick video verification, and rapid electronic disbursal, while offering flexible loan features-staged withdrawals, varied tenors, and early-repayment without foreclosure charges-and personalized, analytics-driven pricing that promotes broader financial inclusion. News - Fri, 21 Mar 2025 14:16:03 +0530 https://www.taxtmi.com/news?id=38064