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    <title>Why Now is the Best Time to Get a Home Loan with Bajaj Housing Finance&#039;s Fixed-rate Offer</title>
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    <description>A home loan product offers an initial fixed-rate and fixed EMI for the first three years, then automatically converts to a floating rate tied to external benchmarks. It provides tenures up to 32 years, high maximum loan amounts, balance transfer and top-up options, rapid approvals within a stated 48-hour window, and a waiver of foreclosure charges for individual borrowers on floating-rate loans. The dual-rate structure combines short-term payment stability with subsequent market-linked adjustments.</description>
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