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    <title>THE MORATORIUM UNDER SECTION 96 OF THE INSOLVENCY AND BANKRUPTCY CODE DOES NOT EXTEND TO REGULATORY PENALTIES FOR NON-COMPLIANCE</title>
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    <description>Moratorium under Section 96 of the Insolvency and Bankruptcy Code does not extend to regulatory penalties imposed for non compliance with consumer protection orders because such penalties are regulatory statutory obligations, not ordinary contractual debt, and fall within the Code&#039;s excluded debts framework; enforcement of consumer fora awards and penalties is therefore not automatically stayed by an interim moratorium.</description>
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      <description>Moratorium under Section 96 of the Insolvency and Bankruptcy Code does not extend to regulatory penalties imposed for non compliance with consumer protection orders because such penalties are regulatory statutory obligations, not ordinary contractual debt, and fall within the Code&#039;s excluded debts framework; enforcement of consumer fora awards and penalties is therefore not automatically stayed by an interim moratorium.</description>
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