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    <title>Public Sector Banks (PSBs) show strong performance in the first three quarters (April-December) of current FY 2024-25</title>
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    <description>Public sector banks showed stronger first-nine-month performance with record aggregate net and operating profits, materially lower net NPA ratios indicating improved asset quality, and broad-based credit growth in retail, agriculture and MSME. Deposit mobilization and overall business expansion improved, and aggregate capital-to-risk-weighted-assets ratios remained comfortably above regulatory minimums, reflecting enhanced capacity to meet credit demand amid reforms in credit discipline, stressed-asset resolution, governance and technology.</description>
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