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    <title>GOVERNMENT IS IMPLEMENTING THE MICRO AND SMALL ENTERPRISES-CLUSTER DEVELOPMENT PROGRAMME (MSE-CDP) TO DEVELOP CLUSTERS ACROSS THE COUNTRY: ECONOMIC SURVEY 2024-25</title>
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    <description>Policies strengthen MSMEs via cluster development, Common Facility Centres, an equity-focused Self-Reliant India Fund combining government seed capital with private funds, and a revamped Credit Guarantee Scheme to unlock additional lower-cost credit. Digital and facilitation measures include PAN-based Udyam Registration, Udyam Assist for informal enterprise formalisation, the MSME Samadhan grievance portal with recorded filing and disposition metrics, and the CHAMPIONS portal providing regional-language support. TReDS is identified as a marketplace to accelerate receivables and reduce MSME financing costs under the MSMED framework.</description>
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