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    <title>Northern Arc Enables DCB Bank’s Digital Lending Journey Through Its Proprietary Platform nPOS</title>
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    <description>A memorandum of understanding commits DCB Bank to deploy Northern Arc Capital&#039;s cloud-based, API-enabled nPOS platform to automate and integrate loan origination, underwriting, disbursement, and collection reconciliation. nPOS&#039;s modular, microservices architecture supports co-lending, Direct Assignment, and Business Correspondent channels, provides multi-factor authentication, encryption, and customizable rule engines using bureau and financial ratios, and aims to streamline onboarding of originator partners while reducing manual processes and accelerating retail portfolio expansion.</description>
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