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    <title>2025 (1) TMI 57 - KERALA HIGH COURT</title>
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    <description>A complaint under Section 138 of the Negotiable Instruments Act may be filed through a power of attorney holder if the holder has due knowledge of the transaction. At the stage of issuing process, the Magistrate may rely on the complaint, supporting documents and affidavit, and need not first examine the complainant. Where the supporting affidavit states that the holder is conversant with the facts and explains the cheque transaction, the absence of a similar averment in the complaint itself does not render the complaint incompetent. The challenge to maintainability on the ground of the power of attorney holder&#039;s competence was rejected.</description>
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      <description>A complaint under Section 138 of the Negotiable Instruments Act may be filed through a power of attorney holder if the holder has due knowledge of the transaction. At the stage of issuing process, the Magistrate may rely on the complaint, supporting documents and affidavit, and need not first examine the complainant. Where the supporting affidavit states that the holder is conversant with the facts and explains the cheque transaction, the absence of a similar averment in the complaint itself does not render the complaint incompetent. The challenge to maintainability on the ground of the power of attorney holder&#039;s competence was rejected.</description>
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