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    <description>The Schedule prescribes tiered annuity deposit obligations tied to a depositor&#039;s total income, setting percentage rates on adjusted total income for each income band and capping required deposits by formulas that combine a percentage-based amount on the lower income portion with one-half of the excess over the applicable threshold; &quot;total income&quot; excludes any allowance under section 280-O of the Income-tax Act.</description>
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