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    <title>If the applicant is a citizen of or is registered/incorporated in Bangladesh, Sri Lanka, Afghanistan, Iran, China, Hong Kong or Macau and the application is for opening a BO/LO/PO in other cities/states excluding Jammu and Kashmir, North East region and Andaman and Nicobar Islands, can the AD bank permit the same without referring the matter to the Reserve Bank?</title>
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    <description>Authorised dealer banks may permit liaison, branch or project offices to be opened in Indian cities or states (excluding Jammu and Kashmir, the North East region and the Andaman and Nicobar Islands) by applicants who are citizens of or registered/incorporated in Bangladesh, Sri Lanka, Afghanistan, Iran, China, Hong Kong or Macau without referring the matter to the Reserve Bank.</description>
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      <description>Authorised dealer banks may permit liaison, branch or project offices to be opened in Indian cities or states (excluding Jammu and Kashmir, the North East region and the Andaman and Nicobar Islands) by applicants who are citizens of or registered/incorporated in Bangladesh, Sri Lanka, Afghanistan, Iran, China, Hong Kong or Macau without referring the matter to the Reserve Bank.</description>
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