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    <title>Encumbrance</title>
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    <description>An encumbrance is a legal burden or charge on property that creates a liability affecting title and reducing the property&#039;s value. It consists of a claim, lien, or other charge that attaches to the estate, is created by human action or legal instrument, and, when qualifying as an encumbrance, runs with the land and affects successors in title.</description>
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      <description>An encumbrance is a legal burden or charge on property that creates a liability affecting title and reducing the property&#039;s value. It consists of a claim, lien, or other charge that attaches to the estate, is created by human action or legal instrument, and, when qualifying as an encumbrance, runs with the land and affects successors in title.</description>
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