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    <title>MSMEs - Bridging the Credit Gap through Improving Confidence in Lending (Speech by Shri Swaminathan J, Deputy Governor, Reserve Bank of India - November 16, 2024 - at the CEO Forum of the Federation of Telangana Chambers of Commerce and Industry held in Hyderabad)</title>
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    <description>The Reserve Bank of India has prioritised bridging the MSME credit gap through a policy mix of Priority Sector Lending targets, encouragement of collateral-free lending, promotion of credit guarantee schemes, and digital infrastructure such as TReDS, the Account Aggregator ecosystem and the Unified Lending Interface; complemented by a revival and rehabilitation framework for stressed MSME loans and capacity-building programmes for bankers to improve credit appraisal and inclusion.</description>
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