https://www.taxtmi.com/caselaws?id=761015 In a life insurance dispute under the pre-amendment Section 45 regime, repudiation for alleged non-disclosure was justified only if the insurer strictly proved material suppression and fraud by cogent evidence. The insurer's reliance on incomplete, uncorroborated records and unsupported assertions failed to establish that prior policies existed in the insured's name or that any concealment was fraudulent. Proposal form questions were also held ambiguous when read as a whole, so contra proferentem required the ambiguity to be construed against the insurer. On that reasoning, repudiation could not stand and the claim under both policies was directed to be paid with interest. en-us Wed, 10 Apr 2024 00:00:00 +0530 Fri, 27 Mar 2026 13:05:00 +0530 TaxTMI RSS Generator https://www.taxtmi.com/caselaws?id=761015 In a life insurance dispute under the pre-amendment Section 45 regime, repudiation for alleged non-disclosure was justified only if the insurer strictly proved material suppression and fraud by cogent evidence. The insurer's reliance on incomplete, uncorroborated records and unsupported assertions failed to establish that prior policies existed in the insured's name or that any concealment was fraudulent. Proposal form questions were also held ambiguous when read as a whole, so contra proferentem required the ambiguity to be construed against the insurer. On that reasoning, repudiation could not stand and the claim under both policies was directed to be paid with interest. Case-Laws Indian Laws Wed, 10 Apr 2024 00:00:00 +0530 https://www.taxtmi.com/caselaws?id=761015