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    <title>Empowering Rural India: NABARD Survey on Rural Financial Inclusion</title>
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    <description>NAFIS 2021-22 documents expansion of rural financial inclusion and related socioeconomic indicators from a survey of one lakh households: nominal rises in average monthly income and expenditure, increased financial savings and saving incidence, broader insurance and pension coverage, gains in financial literacy and financial behaviour, and notable Kisan Credit Card penetration among landholders and recent agricultural borrowers, while highlighting state-level variation and the role of government welfare programmes in supporting these outcomes.</description>
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