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    <description>Schedule VII structures the annual accounts disclosure into A. Current Liabilities - including acceptances; sundry creditors (for goods and others); advances received; interest accrued but not due on secured and unsecured borrowings; statutory liabilities (overdue and others); and other current liabilities - and B. Provisions - including provisions for taxation; gratuity; superannuation/pension; accumulated leave encashment; trade warranties/claims; and other specified provisions, with totals for each section and a combined total.</description>
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