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    <description>Achieving India&#039;s aspirational growth requires mobilising finance through higher investment rates financed mainly by domestic savings and supplemented by external resources, while safeguarding external debt sustainability and improving capital efficiency (ICOR). Households will remain primary net lenders as corporate borrowing revives and the public sector continues net borrowing to support fiscal roles. Sectoral priorities include private led infrastructure finance, expanded formal credit for MSMEs, blended instruments for skilling, sovereign and market green bonds plus disclosure frameworks for climate finance, and digital finance innovations such as UPI and CBDC to broaden inclusion.</description>
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