https://www.taxtmi.com/news?id=27826 Digital Public Infrastructure (DPI) is a public-sector built, openly accessible technological backbone characterised by scalability, interoperability and cost efficiency, enabling financial inclusion through the JAM trinity (digital identity, bank accounts, connectivity). India's DPI applications include UPI, Account Aggregators and the Unified Lending Interface (ULI) for consent-based data flows to expand credit access. CBDC pilots test programmability and offline use with phased rollout advised. Integration of AI into DPI promises operational gains but requires robust governance for privacy, explainability and accountability, while cross-border efficiency depends on technical and governance interoperability. en-us Tue, 27 Aug 2024 09:51:11 +0530 Tue, 27 Aug 2024 09:51:11 +0530 TaxTMI RSS Generator https://www.taxtmi.com/news?id=27826 Digital Public Infrastructure (DPI) is a public-sector built, openly accessible technological backbone characterised by scalability, interoperability and cost efficiency, enabling financial inclusion through the JAM trinity (digital identity, bank accounts, connectivity). India's DPI applications include UPI, Account Aggregators and the Unified Lending Interface (ULI) for consent-based data flows to expand credit access. CBDC pilots test programmability and offline use with phased rollout advised. Integration of AI into DPI promises operational gains but requires robust governance for privacy, explainability and accountability, while cross-border efficiency depends on technical and governance interoperability. News - Tue, 27 Aug 2024 09:51:11 +0530 https://www.taxtmi.com/news?id=27826