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    <title>Verification of information before issuance of a record of default</title>
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    <description>Information utilities must verify key evidentiary details - debtor e-mail, proof of debt document, latest debtor acknowledgment, and proof of default - before issuing a record of default in Form D. If a debtor disputes part or all of the default amount, the debtor must provide reasons and upload evidence; where a scheduled bank is the financial creditor, the information utility must record disputed amounts as &#039;disputed&#039; upon verification and the balance as &#039;authenticated&#039;.</description>
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      <description>Information utilities must verify key evidentiary details - debtor e-mail, proof of debt document, latest debtor acknowledgment, and proof of default - before issuing a record of default in Form D. If a debtor disputes part or all of the default amount, the debtor must provide reasons and upload evidence; where a scheduled bank is the financial creditor, the information utility must record disputed amounts as &#039;disputed&#039; upon verification and the balance as &#039;authenticated&#039;.</description>
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