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    <title>Draft Framework on Alternative Authentication Mechanisms for Digital Payment Transactions</title>
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    <description>Reserve Bank of India has issued a draft Framework on Alternative Authentication Mechanisms to enable adoption of authentication methods other than SMS-based OTP as the Additional Factor of Authentication for digital payments, widening the choice available to Payment System Operators and users; the draft is published for stakeholder consultation with comments to be submitted by the specified deadline to the Department of Payment and Settlement Systems.</description>
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