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    <title>Bridging Gaps to Build Futures: The key role of SLBCs in driving inclusive development (Speech by Shri Swaminathan J, Deputy Governor, Reserve Bank of India - June 19, 2024 - at the Conference of Convenors of State Level Bankers’ Committees, held in College of Agricultural Banking (CAB), Pune)</title>
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    <description>SLBCs must address remaining deficiencies in banking service usage and quality and persistent credit gaps for MSMEs, SHGs and small farmers by (i) coordinating with government and NGOs under the Lead Bank Scheme, (ii) preparing scientific, data driven annual credit plans with regular monitoring, (iii) leveraging fintech and public tech platforms to speed and improve credit delivery, and (iv) implementing outcome focused financial and digital literacy programs to convert access into sustained use of formal financial services.</description>
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