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    <title>REPUDIATION OF INSURANCE CLAIMS</title>
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    <description>The insurer relied on Clause V(d)&#039;s malicious damage exclusion to repudiate claims for mob-caused loss after alleged wrongdoers sheltered in the insured resort; the insurer bore the burden to prove the exclusion applied. The surveyor concluded the loss arose from an insured peril and was admissible. Absent cogent reasons to reject the survey report or specific evidence showing the insured committed a malicious act, ambiguity in the exclusion is resolved in favour of the insured.</description>
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    <pubDate>Sat, 20 May 2023 11:52:44 +0530</pubDate>
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      <link>https://www.taxtmi.com/article/detailed?id=11418</link>
      <description>The insurer relied on Clause V(d)&#039;s malicious damage exclusion to repudiate claims for mob-caused loss after alleged wrongdoers sheltered in the insured resort; the insurer bore the burden to prove the exclusion applied. The surveyor concluded the loss arose from an insured peril and was admissible. Absent cogent reasons to reject the survey report or specific evidence showing the insured committed a malicious act, ambiguity in the exclusion is resolved in favour of the insured.</description>
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      <pubDate>Sat, 20 May 2023 11:52:44 +0530</pubDate>
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