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    <title>Over 5.25 crore subscribers enrolled in APY marking 8 years of successful implementation</title>
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    <description>Any Indian citizen with a savings bank account who is not an income taxpayer and who joins between eighteen and forty years may open an APY account; the subscriber is entitled to a minimum guaranteed pension payable for life from age sixty, with the same pension payable to the spouse on subscriber&#039;s death and the accumulated pension wealth as at subscriber&#039;s age sixty payable to the nominee on death of both subscriber and spouse.</description>
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