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    <title>Pradhan Mantri Suraksha Bima Yojana (PMJJBY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMSBY) and Atal Pension Yojana (APY) complete 8 years of providing social security cover</title>
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    <description>Three Jan Suraksha schemes provide targeted insurance and pension coverage for underserved bank and post office account holders: two one year renewable insurance schemes with auto debit premium mandates delivering standardized death and accidental death/disability benefits to eligible age bands, and a contributory pension scheme under the national pension framework guaranteeing a minimum pension with government-funded shortfall support, spousal continuation and nominee corpus return rules.</description>
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