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    <title>Paradigm shift in digital transactions in India with growth of more than 200% in digital payment volume during the last four years since 2018-19</title>
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    <description>A government Incentive Scheme provides financial incentive to banks to promote point of sale and e commerce transactions using RuPay debit cards and low value person to merchant transactions on the BHIM UPI platform, and promotes UPI lite and UPI 123 PAY as economical, user friendly digital payment solutions, with central funding allocated for the relevant financial year to strengthen the digital payments ecosystem by incentivising banks to build acceptance infrastructure and consumer facing technologies.</description>
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