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    <description>The dispute-resolution mechanism under Section 18 of the Credit Information Companies (Regulation) Act, 2005 applies only to disputes arising from matters relating to the business of credit information and only where the Act provides no other remedy. A borrower&#039;s dispute with a credit institution over the correctness or furnishing of credit information to a credit information company is not, by itself, a dispute relating to that business. On that construction, conciliation or arbitration under Section 18 read with Section 11(6) of the Arbitration and Conciliation Act, 1996 is unavailable for such a dispute, and a request for appointment of an arbitrator is not maintainable.</description>
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