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    <title>ECONOMIC SURVEY 2022-23 UNDERLINES SHGS’ CONTRIBUTION IN CRISIS MANAGEMENT DURING COVID</title>
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    <description>The Survey records that SHGs supplied masks, essential goods and financial access during Covid, and that government measures expanded collateral free loans and provided an additional Vulnerability Reduction Fund to Village Organisations. It recommends regularising SHGs&#039; crisis response role for long run rural transformation by addressing regional disparities, promoting graduation into micro entrepreneurship, upskilling for value chain participation, and expanding inclusion.</description>
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      <description>The Survey records that SHGs supplied masks, essential goods and financial access during Covid, and that government measures expanded collateral free loans and provided an additional Vulnerability Reduction Fund to Village Organisations. It recommends regularising SHGs&#039; crisis response role for long run rural transformation by addressing regional disparities, promoting graduation into micro entrepreneurship, upskilling for value chain participation, and expanding inclusion.</description>
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