https://www.taxtmi.com/news?id=26130 Cleaner balance sheets across banks and NBFCs have increased lending capacity, driving double digit non food credit growth and broader credit expansion led by retail and MSME sectors. Gross NPA ratios have declined and Provisioning Coverage Ratios risen due to recoveries, upgrades and write offs, with baseline stress tests projecting continued GNPA improvement. Monetary tightening since April 2022 moderated excess liquidity and pushed up lending and deposit rates, while the IBC emerged as a key recovery channel with substantial recoveries and many CIRPs initiated or disposed pre admission. en-us Tue, 31 Jan 2023 14:28:53 +0530 Tue, 31 Jan 2023 14:28:53 +0530 TaxTMI RSS Generator https://www.taxtmi.com/news?id=26130 Cleaner balance sheets across banks and NBFCs have increased lending capacity, driving double digit non food credit growth and broader credit expansion led by retail and MSME sectors. Gross NPA ratios have declined and Provisioning Coverage Ratios risen due to recoveries, upgrades and write offs, with baseline stress tests projecting continued GNPA improvement. Monetary tightening since April 2022 moderated excess liquidity and pushed up lending and deposit rates, while the IBC emerged as a key recovery channel with substantial recoveries and many CIRPs initiated or disposed pre admission. News - Tue, 31 Jan 2023 14:28:53 +0530 https://www.taxtmi.com/news?id=26130