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    <description>Under Section 138 of the Negotiable Instruments Act, a complaint filed before expiry of the statutory fifteen-day waiting period after notice may still be effective if the Magistrate takes cognizance only after the cause of action has matured. The filing of the complaint and the taking of cognizance are distinct acts, so premature presentation does not by itself vitiate proceedings once the statutory period has elapsed before cognizance. In the stated facts, the absence of an averment on the exact date of receipt of notice was not treated as fatal.</description>
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