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    <title>2022 (11) TMI 1083 - DELHI HIGH COURT</title>
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    <description>A cheque return memo is not invalid merely because it is a photocopy or does not bear the bank seal or certification. Under the Negotiable Instruments Act, dishonour may be presumed from the bank memo unless disproved, and defects in the memo can be tested at trial. Where issuance of the cheque and dishonour are not disputed, such objections do not by themselves justify quashing a criminal complaint or summoning order, and the material was sufficient to disclose a prima facie case for process.</description>
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      <description>A cheque return memo is not invalid merely because it is a photocopy or does not bear the bank seal or certification. Under the Negotiable Instruments Act, dishonour may be presumed from the bank memo unless disproved, and defects in the memo can be tested at trial. Where issuance of the cheque and dishonour are not disputed, such objections do not by themselves justify quashing a criminal complaint or summoning order, and the material was sufficient to disclose a prima facie case for process.</description>
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