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    <description>Disputed execution or alteration of a promissory note may warrant referral for handwriting and chemical examination where expert evidence can assist in determining the truth. Specific challenges to the handwriting, ink, figures, or amounts written in words make expert opinion a relevant aid, with no legal bar to obtaining such examination. Permitting referral also protects the affected party&#039;s fair opportunity to rebut the presumption associated with negotiable instruments. Refusal to seek expert opinion may deny that opportunity where the document&#039;s execution or alleged alterations are central to the dispute.</description>
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