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    <title>Fifty Years of Indian Banking Through the Lens of Basic Statistical Returns (Speech delivered by Michael Debabrata Patra, Deputy Governor, Reserve Bank of India - October 28, 2022 - in the Conference on ‘BSR@50’ organised by the Bank at Mumbai)</title>
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    <description>The Basic Statistical Return (BSR) system is the Reserve Bank of India&#039;s enduring bank-reporting framework that has enabled data-driven policy, tracked branch expansion and financial inclusion, and provided granular statistics to analyse shifts in credit composition and bank asset structures. The BSR has been periodically revised in coverage, periodicity and granularity, with technological improvements and selective discontinuation of schedules to reduce reporting burden; the system is positioned as a living instrument needing continued robustness, timeliness and adaptability to support regulatory analysis and financial intermediation.</description>
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