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    <title>Atal Pension Yojana total enrolments crossed 4 crore</title>
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    <description>Atal Pension Yojana enrolments exceeded 4.01 crore as of March 2022, with growth attributed to active participation by public-sector banks, regional rural banks, private and small finance banks and achievement of targets by multiple banks and SLBCs. PFRDA conducted outreach programs and is prioritising digital enrolment and targeting Jan Dhan account holders and youth. APY is administered by PFRDA as a guaranteed pension scheme open to eligible citizens through bank or post office savings accounts, providing a contribution-linked minimum pension at pensionable age with spousal continuation and return of accumulated pension wealth to nominees if both die.</description>
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