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    <title>2019 (2) TMI 1997 - MADRAS HIGH COURT  </title>
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    <description>A borrower&#039;s reply to a Section 13(2) SARFAESI demand notice that merely sought time to pay, without disputing liability, did not invalidate the secured creditor&#039;s measures; the omission to expressly deal with such a reply caused no prejudice in the circumstances. An order under Section 14 was treated as part of the measures under Section 13(4) and was held challengeable before the DRT under Section 17. Because an effective statutory remedy was available, writ jurisdiction under Article 226 was not entertained and the petition failed on maintainability as well as on merits.</description>
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      <description>A borrower&#039;s reply to a Section 13(2) SARFAESI demand notice that merely sought time to pay, without disputing liability, did not invalidate the secured creditor&#039;s measures; the omission to expressly deal with such a reply caused no prejudice in the circumstances. An order under Section 14 was treated as part of the measures under Section 13(4) and was held challengeable before the DRT under Section 17. Because an effective statutory remedy was available, writ jurisdiction under Article 226 was not entertained and the petition failed on maintainability as well as on merits.</description>
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