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    <title>Finance Minister Smt. Nirmala Sitharaman chairs review meeting with heads of Public Sector Banks</title>
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    <description>The Finance Minister&#039;s review found PSBs prepared for future stress, having implemented pandemic measures and supported relief schemes-notably ECLGS-which helped avert MSME loan slippages. PSBs reported improved repayment culture, net profitability, significant recoveries, year on year credit growth in personal and agriculture loans, and capital adequacy above regulatory requirements, with banks confirming adequate capitalisation and readiness to support agriculture, retail and MSMEs as credit demand recovers.</description>
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