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    <title>Steps taken by Government to improve flow of credit to MSME sector</title>
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    <description>Regulatory and policy measures to improve MSME credit include permitting banks to deduct specified new MSME loans from NDTL for CRR calculation under per-borrower limits and time conditions; a full-credit-guarantee emergency lending scheme for MSMEs; a digital portal for rapid in-principle loan approvals; an electronic receivables discounting platform with Priority Sector Lending eligibility for factoring; broadened PSL definitions for on-lending and start-up finance; subordinate debt for stressed promoters; collateral-free small business lending support; one-time restructuring for eligible MSME loans without downgrade; mandatory external benchmark linkage for new floating-rate loans; and a raised retail exposure threshold to reduce risk weights.</description>
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    <pubDate>Tue, 21 Dec 2021 18:11:38 +0530</pubDate>
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