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    <title>88% growth in volume of digital transactions during last 3 years since 2018-19</title>
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    <description>Data from central payment authorities shows strong nationwide increases in electronic transaction volumes, with UPI emerging as the principal retail digital payment method and AePS recording rapid growth. The government&#039;s supportive measures include mass issuance of RuPay debit cards to financial inclusion accounts, NPCI arrangements for domestic and international gateway acceptance, and UIDAI&#039;s multi modal authentication options-biometric, OTP, and demographic-that agencies may deploy according to security and risk assessments to address fraud risks.</description>
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