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    <title>Nearly 72% of financial transactions of PSBs done through digital channels</title>
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    <description>Operational measures shifted PSB activity to remote channels through contactless digital lending via PSBloansin59minutes, PSB onboarding to TReDS for online MSME bill discounting, Jeevan Pramaan for online pension life certificates, expanded mobile and internet banking features, introduction of automated digital lending and digital retail loan initiation in large PSBs, analytics-based credit offers, and PSB Alliance doorstep banking; no government proposal exists for a Digital Banking Infrastructure Corporation despite bank-level discussions.</description>
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