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    <title>Potential Risk Class Matrix for debt schemes based on Interest Rate Risk and Credit Risk</title>
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    <description>Introduction of a Potential Risk Class (PRC) matrix requiring all debt mutual fund schemes to be mapped to one of nine cells defined by maximum interest rate risk (scheme-level Weighted Average Macaulay Duration: Class I MD 1 year; Class II MD 3 years; Class III any MD) and maximum credit risk (scheme-level weighted average Credit Risk Value: Class A CRV 12; Class B CRV 10; Class C CRV</description>
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