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    <title>2021 (2) TMI 978 - BOMBAY HIGH COURT</title>
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    <description>A suit based on dishonoured cheques was treated as outside the Maharashtra Money-Lending (Regulation) Act, 2014 where the claim rested on the cheques themselves and the advance by cheque fell within the statutory exclusion for that mode of payment. The commentary also treats pre-institution mediation under section 12A of the Commercial Courts Act, 2015 as a procedural safeguard capable of waiver and substantial compliance, rather than an absolute bar to institution. On the pleadings, alleged non-compliance with Order VII Rule 2A was not shown to justify rejection where the basis for principal and interest was disclosed through the cheque particulars and claim calculation.</description>
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      <description>A suit based on dishonoured cheques was treated as outside the Maharashtra Money-Lending (Regulation) Act, 2014 where the claim rested on the cheques themselves and the advance by cheque fell within the statutory exclusion for that mode of payment. The commentary also treats pre-institution mediation under section 12A of the Commercial Courts Act, 2015 as a procedural safeguard capable of waiver and substantial compliance, rather than an absolute bar to institution. On the pleadings, alleged non-compliance with Order VII Rule 2A was not shown to justify rejection where the basis for principal and interest was disclosed through the cheque particulars and claim calculation.</description>
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